Conventional Loans

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Conventional Loans

A conventional loan is a great option if you have a good credit score and low debt. You can avoid PMI by paying 20% of the loan upfront, which will lower your mortgage payments. If you're unable to make a large payment upfront, conventional loans are available with a low down payments as well.

Fixed Rate Mortgage

The Traditional Fixed Rate Mortgage is our most popular program to refinance or buy a home, maximizing your stability with a fixed rate and payment.

Easier to qualify

Consistent secure rate

Down payment as low as 5%

Adjustable Rate Mortgage (ARM)

Reduce the cost of your mortgage. If you plan on staying in your home short-term or would like lower payments, an ARM loan program might be right for you.

Perfect for short term borrowers

Slighty lower rates

3, 5, 7,  & 10 year options available

  • "Definitely would recommend him"

    I met Louis through my realtor and he was excellent from A to Z. Even after the sale Louis is still helping me with anything I need(ed) help with. He is a straight shooter and a stand up guy. He will not beat around the bush with you and I mean that in a good way. He’s not afraid to get you the best deal even if he’s got to shake a few heads! Definitely would recommend him to anyone who is in the market!


    - Steven, Wesley Chapel, FL

    Steven | Wesley Chapel, FL